Your external insurance expert

We take responsibility, drive progress, and deliver results. You get a clear process, the right conditions, and a solution that lasts over time.
Without burdening the organization.

Your external insurance expert

We take responsibility, drive progress, and deliver results. You get a clear process, the right conditions, and a solution that lasts over time.
Without burdening the organization.

The right skills. When you need them.

The insurance issue often falls into the lap of someone who is already busy with other things. Someone without the time, tools, or the deep insurance expertise required to move the work forward.

The result? Extended contracts, solutions that are never evaluated, and a business that does not develop.

This is where Qombine comes in.
We help companies and membership organizations take control of their group insurance with solutions that are legally, financially, and humanly sustainable.

We drive the work from analysis to launch. And we are here afterwards, to follow up, improve, and ensure that the business continues.

In short: we do the work you don’t have time for - but can’t afford to miss.


Saman Jabbari
Founder & strategic insurance partner

Previous experiences from:

Previous experiences from:

Previous experiences from:

The right skills.
When you need them.

The insurance issue often falls into the lap of someone who is already busy with other things. Someone without the time, tools, or the deep insurance expertise required to move the work forward.

This is where Qombine comes in. We help companies and member organizations take control of their group insurance with solutions that are legally, economically, and humanly sustainable.

The result? Extended contracts, solutions that are never evaluated, and a business that does not develop.

The result? Extended contracts, solutions that are never evaluated, and a business that does not develop.

We drive the work from analysis to launch. And we remain afterwards, to follow up, improve, and ensure that the business continues.

In short: we do the work you don't have time for - but cannot afford to miss.


Saman Jabbari

Founder & strategic insurance partner

Varför
Qombine

Varför
Qombine

Ökad
kundintäkt

Correct solutions increase LTV and earnings per customer.

Stronger customer loyalty

More satisfied customers who stay longer.

Security & compliance

We guide you so that rules, agreements, and compliance are followed.

Faster results

We get the business in place in months instead of years.

Services

We take full responsibility for your insurance business, from procurement to follow-up. We step in where you are right now. Sometimes from the start, sometimes in the middle of a project that has lost momentum. Regardless of the starting point, we ensure that you reach your goals – with the right conditions, the right solution, and the right impact.

Services

We take full responsibility for your insurance business, from procurement to follow-up. We step in where you are right now. Sometimes from the start, sometimes in the middle of a project that has lost momentum. Regardless of the starting point, we ensure that you reach your goals – with the right conditions, the right solution, and the right impact.

Strategy & Analysis

For both those of you who already have an insurance business and those who want to explore the possibilities. We identify the potential, review existing agreements (if any), and design a setup that matches your business goals.

Procurement

We find or renegotiate the right insurance partner and the best terms, both commercially and legally.

Launch & Communication

For new initiatives: Launch the insurance solution quickly and efficiently. For existing ones: Repackage and optimize the commercial for better results.

Insurance Manager As a Service

After the launch or in an ongoing business, we take responsibility for management, follow up on results, engage in dialogue with insurance companies, deliver reports, and provide proactive improvement suggestions.

Strategy & Analysis

For both those of you who already have an insurance business and those who want to explore the possibilities. We identify the potential, review existing agreements (if any), and design a setup that matches your business goals.

Procurement

We find or renegotiate the right insurance partner and the best terms, both commercially and legally.

Launch & Communication

For new initiatives: Launch the insurance solution quickly and efficiently. For existing ones: Repackage and optimize the commercial for better results.

Insurance Manager As a Service

After the launch or in an ongoing business, we take responsibility for management, follow up on results, engage in dialogue with insurance companies, deliver reports, and provide proactive improvement suggestions.

Ready to get your insurance solution in order once and for all? Get in touch if you want better control, better terms, or just to know what’s possible. We will get back to you quickly with concrete ideas. Or fill out the form below and we will be in touch soon!

Saman Jabbari

CEO & strategic insurance partner

Ready to get your insurance solution in order once and for all? Get in touch if you want better control, better terms, or just to know what’s possible. We will get back to you quickly with concrete ideas. Or fill out the form below and we will be in touch soon!

Saman Jabbari

CEO & strategic insurance partner

Ready to get your insurance solution sorted once and for all? Contact us if you want better control, better terms, or just to know what’s possible. We’ll get back to you quickly with concrete ideas. Or fill out the form below and we’ll be in touch soon!

Saman Jabbari

CEO & strategic insurance partner

About us

Strategist. Executor. Insurance partner. I know what it feels like to be on the other side of the table. To have the responsibility but no prerequisites. I have dealt with complex agreements, internal expectations, and a business-critical area that has been overlooked. That was the beginning of Qombine. With over 18 years of experience from both insurance companies and the client side, we today help companies and organizations get their group insurance in order. We know exactly where things usually get tangled – and even more importantly – how to solve it. We believe in clear processes, straightforward communication, and a collaboration that lasts over time. Not as distant consultants – but as part of your team.

About us

Strategist. Implementer. Insurance partner. I know how it feels to be on the other side of the table. To have the responsibility but no conditions. I have dealt with complex contracts, internal expectations, and a business-critical area that has fallen between the cracks. That was the start of Qombine. With over 18 years of experience from both insurance companies and the client side, we now help businesses and organizations get their group insurance in order. We know exactly where it usually gets stuck – and even more importantly – how to solve it. We believe in clear processes, straightforward communication, and a collaboration that lasts over time. Not as consultants from a distance – but as a part of your team.

Get in touch with Qombine

Get in touch with Qombine

Contact

Address

Qombine AB

Engelbrektsgatan 31, Stockholm

Contact


Qombine AB

Engelbrektsgatan 31, Stockholm